Make your dream a reality!
We Specialize but are not limited to Mortgages for Self-Employed Borrowers, High Liquid Net Worth Borrowers & Real Estate Investors
How to Get Approved
The 4 Pillars of Financing
Down Payment
A percentage of the Properties total price. It's paid by the buyer to reduce the amount borrowed via a mortgage loan, showcasing financial commitment and capacity to repay.
Credit Score
Credit scores impact mortgage approval and terms. Higher scores mean easier approval and better rates, while lower scores can result in challenges and higher costs.
Employment History
Your employment history is vital for mortgage applications. Lenders evaluate it to assess your income stability and repayment capacity. A stable job history strengthens your mortgage eligibility.
Dept-to-Income Ratio
DTI, or Debt-to-Income ratio, is a percentage that shows how much of your monthly income goes toward paying debts. Lenders use it to assess your ability to manage new debt, like a mortgage. A lower DTI is better for mortgage approval.
Get in Touch With Us
We will figure it out!
14680 SW 8th ST #208 Miami, FL 33184
786-802-1727
NMLS 2370060
www.adreamlending.com