Partner with Adream Lending and keep every deal moving forward with Mortgage solutions. When conventional financing hits a wall, we step in with Non-QM, DSCR, Bank Statement, and alternative programs built for real-world borrowers, so you never have to say no.
Loan declined
Contacts Adream
Finds the path
As fast as 10 days
As a broker, your reputation is built on finding solutions. When you partner with Adream, you gain an additional revenue stream, clients that didn’t fit for you, can now be offered mortgage solutions and start closing more with a team that white glove service, no additional work for you.
When your client doesn’t qualify through traditional channels, we find the alternative, the deal doesn’t die, it just take a different route, we work with them from start to finish and will keep you updated so you know when the deal is funded.
Our programs are available nationwide.
We get it. Referring a client means putting your name on the line. Here’s what backs us up.
Adream Lending is fully licensed and regulated, you can verify us anytime.
Our clients and partners feel the difference from the very first deal, and that shows in every single one of our 5-star reviews. We’ve helped borrowers across Florida and the U.S. close over $1 billion in loans from straightforward purchases to complex scenarios that other lenders wouldn’t touch. And when timing is critical, we deliver: a Realtor documented a 10-day close with us. That’s not a tagline, that’s a track record. When you refer a client to Adream, you’re not taking a chance, you’re making a call you can stand behind.
From W-2 to self-employed, first home to investment portfolio — we have a program for it.
For W-2 borrowers with strong credit and standard documentation.
Self-employed borrowers qualify using C bank statements instead of tax returns.
Investment properties approved based on rental income, not personal income. Available nationwide.
Help clients access equity with flexible guidelines and fast turnaround.
For high-value properties that exceed conforming limits.
At American Dream Lending, we specialize in owner-occupied financing throughout Florida, including first- and second-mortgage options with flexible non-QM terms. Nationwide, we offer tailored non-QM investment loans, purchase financing, cash-out refinancing, and more, helping you access the funds you need, when you need them most.
©2026. All Rights Reserved.